Kuda is a free, digital-only bank with a microfinance banking license from the Central Bank of Nigeria.
What’s great about Kuda?
• Kuda bank don’t charge card maintenance or account maintenance fees.
• Kuda bank gives you up to 25 free transfers to other banks every month. Extra transfers cost just 10 naira each.
• Kuda bank debit and credit alerts are free.
• Kuda bank will deliver a free debit card to you free of charge.
• Free withdrawals at over 3,000 ATMs across Nigeria.
• We’ll help you plan your finances better and save money automatically even when you’re spending.
• We’ll pay you up to 15% annual interest on your savings.
• Joining takes just a few minutes and there’s no paperwork involved.
Other things people love about us:
• No minimum balance.
• Request, activate, block and unblock the free debit card on the app.
• Responsive customer support.
• Automatic budgeting tools for easier money management.
Spend smarter, save better and get the most out of your money with Kuda.
How to switch to Kuda:
• Add money to your account: Add a debit card, send money to your Kuda account from another bank’s app or through internet banking, send money by USSD or deposit cash at our partner banks.
• Request your Kuda Card: Request your card on the app and we’ll deliver it to your Nigerian address in good time.